It’s amazing sometimes how money can just fall in our lap.
Think about it.
When was the last time money appeared for you without you doing anything for it?
Was it when you were walking down the street and you stepped over a 20 cent coin? Or a randomly bought lotto ticket generated a $10 win? Or even better, your boss walks in with the good news, he’s giving you a $1,000 bonus for a job well done!
There is no amount too small that should not be collected and celebrated.
A lot of people would walk over that 20 cent coin because they feel as if picking it up signifies desperation.
If this is your normal thinking then I encourage you to change it immediately.
It doesn’t matter the value, money is money. If you ignore your good fortune and walk over small amounts, the larger amounts won’t try and discover you .
I pick up any money I find on the ground, even if it is one cent, and I thank the money gods when I do. This is for travel, I say as I put it in my travel fund.
Just over a year ago, I walked over a Thai baht in my home town, which I thought was a bizarre find, but one that had great luck attached to it. I celebrated with such excitement because I LOVE Thailand and was desperate to return. I thought it was a good omen.
A few months later the opportunity to travel to Thailand came with Thai Tourism. I’m going back with them this February and we have another opportunity to go again soon.
Never ignore the coins.
Never ignore the windfalls, the bonuses, the unexpected money surprises.
It made me think a lot about the amount of unplanned money that comes to us and what people choose to do with it.
The majority of people will put it towards a new plasma TV, or a vehicle upgrade or a shopping spree. This is all great and wonderful, but is it necessary? Are there better things to spend it on?
Do you always lament not having the money to travel yet you make these money choices when money bonuses come your way?
Any extra money that has come our way has usually gone to one of these two things:
1. Paying off debt.
This should always be your number one priority. The less debt you have the more money you will end up with. If you have a good debt management plan and the money bonuses come your way then by all means take some of that to put towards travel.
2. The extra money goes on travel.
There have been so many times on the travel road where money bonuses have saved us from going home.
I remember only two weeks out from going on our summer road trip to South East USA for 8 weeks. Our trip was planned, we were so excited, yet our savings had not gone so well and it was looking like we’d only make two weeks of travel.
Out of the blue, I received an email from an old work colleague in Dublin telling me the teachers had a pay rise and were entitled to receive back-pay. She had a lovely $2,500 Euro check waiting to send me.
Thank you money bonus. Hello Florida!
What about your tax returns?
Hopefully they come back to you with a couple of zeros attached to the end. To me, tax returns signify a years worth of savings. Unfortunately for the last few years they have gone straight to knocking down debt. I tell you they have helped us knock down a lot which frees up our money now for travel.
There have been times though the tax return has gone straight to our money savings for travel. This years return will hopefully be one of those.
Any work bonuses?
Start making a plan for saving your money bonuses for travel now. Write a list of all the extra ways money finds its way to you and promise yourself you will either put it towards knocking down debt, which will put more money in your pocket in the long run, or putting it into your travel fund.
Do not go out and start gambling and playing the lotto either to try and get that windfall. The house always wins.